How much can you withdraw from post office?

Understanding Cash Withdrawal Limits at the Post Office

The Post Office in the United Kingdom offers a range of financial services, including the ability to withdraw cash from personal accounts. This service is especially valuable for individuals who may not have easy access to a bank branch. Understanding the cash withdrawal limits and associated procedures at the Post Office can help customers plan their finances effectively.

Cash Withdrawal Limits

The amount you can withdraw from the Post Office depends on the type of account you hold and the terms set by your bank or building society. Typically, Post Office counters allow for withdrawals ranging from £300 to £500 per day. However, these limits can vary based on the following factors:

  1. Bank or Building Society Policies: Different financial institutions have varying agreements with the Post Office. Some banks may set higher or lower daily withdrawal limits. For example, customers of major banks like Barclays, Lloyds, and HSBC can usually withdraw up to £500 per day. It is essential to check with your specific bank to know the exact limit.
  2. Account Type: Personal accounts often have different withdrawal limits compared to business accounts. Business accounts may have higher limits to accommodate larger cash flow needs. Additionally, premium or high-net-worth account holders might enjoy higher daily withdrawal caps.
  3. Card Type: The type of card you use can also affect the withdrawal limit. Debit cards generally have higher withdrawal limits compared to basic cash cards. Some premium cards linked to high-value accounts may permit larger withdrawals.

Withdrawal Process

To withdraw cash from the Post Office, you must follow these steps:

  1. Visit a Post Office Branch: Locate a convenient Post Office branch. Most branches offer cash withdrawal services, but it’s wise to check the availability of this service at your chosen location.
  2. Present Your Card and ID: You will need to present your bank card to the counter staff. In some cases, you may also need to show a valid form of identification, such as a passport or driving license, especially if withdrawing a larger sum of money.
  3. Request the Withdrawal: Inform the staff of the amount you wish to withdraw. The staff will process the request through their system, which connects to your bank’s network.
  4. Confirmation and Receipt: After processing, the staff will provide you with the cash and a receipt for the transaction. Ensure you keep the receipt for your records.

Additional Considerations

  • Fees: While the Post Office does not typically charge for cash withdrawals, some banks may impose fees for using this service. It is important to check with your bank about any potential charges.
  • Security: For security reasons, it’s advisable to avoid withdrawing large sums of money in one go. Consider making multiple smaller withdrawals if necessary.
  • Alternative Services: In addition to cash withdrawals, the Post Office also offers other banking services such as depositing cash and cheques, checking account balances, and transferring funds. These services can be beneficial for comprehensive financial management without needing to visit a bank branch.


The ability to withdraw cash from the Post Office provides a convenient solution for many banking customers, particularly those in rural areas or places with limited access to bank branches. Understanding the withdrawal limits, the process, and any associated fees or requirements can help you make the most of this service. Always check with your specific bank or building society to understand the exact terms and conditions related to cash withdrawals at the Post Office. By doing so, you can effectively manage your finances and ensure you have access to your funds when needed.