How to send money via Western Union?

How to Send Money via Western Union

Western Union is a widely recognized service for transferring money both domestically and internationally. Known for its reliability and extensive network, it allows users to send funds quickly and securely. This guide will walk you through the steps of sending money using Western Union, from preparing your transaction to its successful completion.

Steps to Send Money via Western Union

1. Choose Your Method

Western Union offers several methods to send money:

  • In-Person: Visit a Western Union agent location.
  • Online: Use the Western Union website or mobile app.
  • Over the Phone: Call Western Union’s service line.
  • Via Bank Transfer: Use your bank’s online platform if it supports Western Union.

2. Gather Necessary Information

Before starting the transaction, gather the following information:

  • Recipient’s Full Name: As it appears on their ID.
  • Recipient’s Location: Country and city.
  • Amount to Send: The sum you wish to transfer.
  • Payment Method: Cash, bank transfer, credit, or debit card.

3. Start Your Transaction


  • Visit a nearby Western Union agent.
  • Fill out the “Send Money” form with the required details.
  • Present a valid ID and provide the recipient’s information.
  • Choose the delivery method: cash pickup, bank account, or mobile wallet.
  • Pay the transfer amount plus the fee.


  • Sign in or create an account on the Western Union website or app.
  • Enter the recipient’s details and the transfer amount.
  • Choose the payment method and confirm the transaction.
  • You’ll receive a confirmation email with the tracking number (MTCN).

Over the Phone:

  • Call Western Union’s service line and follow the prompts.
  • Provide the recipient’s details and your payment information.
  • Receive the MTCN for tracking.

Via Bank Transfer:

  • Log in to your online banking platform.
  • Select Western Union as a transfer option, if available.
  • Enter the recipient’s details and amount.
  • Confirm the transaction and receive a receipt with the MTCN.

4. Inform the Recipient

After completing the transaction, provide the recipient with the MTCN. They will need this number, along with a valid ID, to pick up the funds.

5. Track the Transfer

Use the MTCN on the Western Union website or app to track the status of your transfer. This ensures that both you and the recipient are informed about the transaction’s progress.

6. Pick Up the Money

The recipient can collect the funds from a Western Union location by providing the MTCN and a valid ID. Alternatively, if the money was sent to a bank account or mobile wallet, it will be deposited directly.


Sending money via Western Union is a straightforward process that can be completed through various methods to suit your convenience. By following the outlined steps—choosing your method, gathering necessary information, initiating the transaction, and tracking it—you can ensure a smooth and efficient transfer of funds. Whether you need to support family, pay for services, or handle emergencies, Western Union provides a reliable solution for your money transfer needs. Always remember to double-check the recipient’s information and keep the MTCN secure to guarantee a hassle-free transaction.