Post Office savings account how to open?

Opening a Post Office Savings Account: A Step-by-Step Guide

Post Office Savings Accounts are a popular choice for individuals looking for a secure and convenient way to save money. With branches spread across the country, these accounts offer ease of access and reliability. If you’re considering opening one, here’s a comprehensive guide to help you through the process.

Step 1: Choose the Type of Savings Account

Post Office offers various types of savings accounts to cater to different needs. These may include regular savings accounts, joint accounts, recurring deposit accounts, senior citizen savings accounts, and more. Determine which type suits your requirements best.

Step 2: Gather Required Documents

Before heading to the Post Office, make sure you have the necessary documents handy. Typically, you’ll need:

  • Proof of identity (such as Aadhaar Card, Passport, Voter ID, or PAN Card).
  • Proof of address (Aadhaar Card, Passport, Utility Bills, etc.).
  • Passport-sized photographs.
  • Any other documents specific to the type of account you’re opening.

Step 3: Visit the Nearest Post Office

Locate your nearest Post Office branch and visit during working hours. It’s advisable to go early to avoid long queues.

Step 4: Obtain and Fill the Account Opening Form

Ask the staff for the account opening form. Fill it accurately and provide all necessary details. Double-check the information to avoid any errors.

Step 5: Submit Documents and Initial Deposit

Submit the filled form along with the required documents to the Post Office staff. Additionally, deposit the initial amount required to open the account. The minimum deposit amount varies depending on the type of account.

Step 6: Complete Verification Process

The Post Office may conduct a verification process to authenticate the provided documents and details. This may involve verification of your identity and address.

Step 7: Receive Account Details

Once the verification is complete and your application is processed, you’ll be provided with the account details. This usually includes an account number and passbook.

Step 8: Activate the Account

After receiving the account details, your account will be activated. You can start using it for deposits and withdrawals immediately.


Opening a Post Office Savings Account is a straightforward process that offers numerous benefits, including competitive interest rates, security, and accessibility. By following the steps outlined above, you can easily initiate your savings journey with the Post Office. Remember to maintain regular transactions and keep your account updated to make the most of the services offered. Whether you’re saving for short-term goals or building a nest egg for the future, a Post Office Savings Account is a reliable choice.